As a new home-owner, you are going to need three types of insurance – at least one of which may be completely new to you.

With the political, economic and social landscape in South Africa being what it is, i.e. dynamic but riddled with challenges.

Housing demand has continued to gain momentum since the start of the year and in the third quarter, the number of applications for home loans was at its highest level in more than three years, according to the latest statistics from BetterBond, SA’s foremost bond originator.